You agree to the following conditions of use (the "conditions") by using this Web site:

The conditions apply to the entire Web site of the British Columbia Investment Management Corporation (bcIMC). Specific conditions may appear on different pages of this Web site. Those conditions are additional to, and not in substitution for the conditions.

General information

This site is designed to provide general information about the bcIMC.

Because bcIMC is an institutional investor, much of the information on this site relates to the performance of Canadian and international stock markets, fixed income investments, short-term money markets and other securities. While we try to post accurate information, we cannot guarantee that the information on this site is accurate, complete or current. You should not rely on the information on this site without verifying its accuracy through other sources. bcIMC does not provide financial planning or other investment-related services to consumers or other private investors. The content of this site is provided for informational purposes only. It is not provided as investment, tax, banking, accounting, legal or other professional, investment or financial advice. And it is not meant to be used as research into financial or investment planning decisions. If you are looking for these types of services or research you should seek the advice of a qualified professional or visit a Web site that offers these services and research.

No Liability

bcIMC does not assume responsibility for errors or omissions in this Web site and is not liable for direct, indirect, special, incidental, consequential, or other damages anyone may suffer in connection with, or based on, use of this Web site. This includes damages relating to loss of information or programs, lost profits or business interruption, and applies regardless of bcIMC being advised of the possibility of such damages.

No Warranties or Guarantees

bcIMC makes no representation, warranty or guarantee that this Web site is complete, accurate, up to date or free from viruses or other items of any kind that may be destructive. The information contained in this Web site, and the site itself, are provided "as is" without warranty of any kind, whether express or implied. Any implied warranties are expressly disclaimed.

Proprietary Rights

This Web site has been developed by and is the property of bcIMC. Applicable copyright laws protect this Web site. Except for reasonable copying, printing or downloading for the private use of the user of this site, or as specifically authorized by this site, a user may not copy, redistribute, reproduce, republish, download, upload, sell, transmit or distribute any information found on the pages of this site, without the prior written consent of bcIMC. The corporation does not waive any of its proprietary rights in respect of this site including, without limitation copyrights, trademarks and other intellectual property rights.

Confidentiality and Privacy

Transmissions made to bcIMC through the Internet are not secure and therefore the confidentiality of a transmission cannot be assured.

The British Columbia Freedom of Information and Protection of Privacy Act applies to bcIMC. Accordingly, any personal information collected will only be used by authorized staff of bcIMC in order to fulfil the purpose for which the information was collected or for a use consistent with that purpose. Personal information is not disclosed to other public bodies or individuals by bcIMC except as may be authorized by law.

When you visit this Web site, the bcIMC Web server automatically collects a limited amount of information essential for the operation and security of this site. Some of this information (e.g. browser type) does not identify who you are, while other information, such as your Internet domain name or IP address may identify you. The extent of personal identification depends, in large part, on the "naming standards" followed by your Internet Service Provider.